Stop Living from
Paycheck to Paycheck

Casflo helps you track all your wallets, expenses, and budgets โ€” all in one place.

Start managing my money
๐Ÿ‘จ๐Ÿป
๐Ÿ‘ฉ๐Ÿฝ
๐Ÿ‘ฑ๐Ÿผโ€โ™‚๏ธ
๐Ÿ‘ฉ๐Ÿปโ€๐Ÿฆฐ
๐Ÿง”๐Ÿปโ€โ™‚๏ธ
โญ 1,000+ Gen Z and Millennials already use Casflo.
Casflo Web
Web
Casflo Mobile PWA
Mobile PWA
Casflo Apps Mobile
Apps Mobile
Secure and made just for you.
๐Ÿ”’Encrypted data โ€” your data is safe
๐Ÿ’ณComplete payment methods
๐Ÿ“ฑInstallable on phone, tablet, and laptop
๐Ÿ‡ฎ๐Ÿ‡ฉFrom Indonesia for Indonesia

Have you ever felt like this?

๐Ÿ˜ต

โ€œJust got paid, but a week later you don't know where the money went.โ€

You have multiple accounts and e-wallets, making it hard to track transactions. Plus, you never record expenses, so you end up just guessing.

๐Ÿ“Š

โ€œTried making a budget on a spreadsheet, but gave up in the first week.โ€

Spreadsheets are complicated. You have to zoom in and out on your phone, and if a formula errors out, trying to be organized just makes you more stressed.

๐Ÿ˜ฐ

โ€œYou have the intention to save, but the money always runs out before you get the chance.โ€

If you wait for what's left, there will never be anything left. You need a system to help you set it aside from the start.

It's not because you aren't disciplined, but because you haven't found the right system
and Casflo was built for exactly that.

It only takes 5 minutes. Seriously.

1

Sign in all your wallets

Bank accounts, E-Wallets, Credit Cards, and PayLater.

*Balances do not sync automatically because no IDs or passwords are required, so it's completely safe.

2

Set your budget

Sign in your salary or income for this month and set limits for each expense category

3

Record expenses, see the patterns

Every time you spend, record it. At the end of the month, you can see where your money went โ€” and what can be improved.

Everything you need to finally have control over your finances.

๐Ÿ’ณ

All wallets, one place

Banks, e-wallets, credit cards, PayLater โ€” just enter the starting balance once. Then just record your daily expenses

๐Ÿ“

Budgets that build discipline

Our 6-step setup wizard helps you allocate your salary using Percentage or Fixed Budgeting rules. Receive alerts when you go over budget in specific categories.

PRO
๐Ÿค–

Ask AI, get personalized answers

Your AI financial advisor knows your financial situation. Ask anything, and get advice relevant to your context โ€” no generic answers.

PRO
๐Ÿ“ธ

Snap a receipt, instantly recorded

Take a photo of your receipt. The AI will instantly scan, categorize items, and add them to your transactions. No manual typing needed.

PRO
๐Ÿ“Š

View your money from all angles

Financial Health Score from 0โ€“100. Trend graphs. Category breakdowns. Month-to-month comparisons.

PRO
๐ŸŽฏ

Save with clear targets

Set goals with deadlines and target amounts. Track your progress every month.

๐Ÿ”’

Your data, not ours

No ads. No data selling. Privacy mode to hide your balances.

๐Ÿ“ฑ

Install like an app, runs on any device

Install from the browser on your phone or laptop. No App Store needed. Data is always in sync.

A small investment for cleaner finances.

Less than Rp 300/day โ€” cheaper than a glass of iced tea and the results
are far more beneficial.

CASFLO PREMIUM
Rp 299.000 -50%
Rp 149.000/year
Includes 3600 free AI credits
  • Manage multiple Books
  • Manage multiple Wallets
  • Percentage or fixed budgeting
  • Record income & expenses
  • Dynamic themes to suit your taste
  • Dark mode
  • Advanced Reports & Analytics
  • Indonesian & English
  • Goals with deadlines
  • Track assets & net worth
  • Financial Health Score (0-100)
  • AI Financial Advisor
  • Scan transaction receipts
  • AI Report Analyzer
  • 3600 free AI credits upon sign-up
Get Full Access →

Let's compare.

Tired of the old ways?

Spreadsheets
  • Hard to open on mobile
  • Formulas break easily
  • Requires constant zooming
VS
Casflo
  • Smooth mobile experience
  • Automatic calculations
  • Ready to use instantly
Phone Notes
  • Manual & stressful math
  • Messy & disorganized
  • No monthly totals
VS
Casflo
  • Automatic & visual charts
  • Neat & clear categories
  • Real-time totals
Notebook
  • Prone to loss & damage
  • Tiring manual calculation
  • Annoying to carry around
VS
Casflo
  • Safe in the Cloud forever
  • Complete & accurate history
  • Always in your pocket

What users say

These are their words, not ours.

Avatar

Bagas Saputra

@bagasss_

"The receipt scanner is insane. I used to hate logging because of the pile of receipts, now I just snap a pic and the AI does the work. ๐Ÿค–๐Ÿ”ฅ"

Avatar

Nadia

@nadia.keuangan

"Finally, an alternative that truly understands local accounting. The UI is super clean with an elegant purple! โœจ"

Avatar

Dimas R.

@dimas_r

"I was skeptical at first, but after budgeting in Casflo, this is the first month my salary didn't just disappear into thin air. ๐Ÿ’ธ"

Avatar

Rina

@rinakartika

"No more headaches making Excel formulas for Net Worth. Casflo is so helpful for tracking wealth in real-time. ๐Ÿ“ˆ"

Avatar

Kevin

@kevinnn

"Asking the AI advisor feels like having a personal assistant. Its answers make sense and help curb my impulse spending. ๐Ÿ˜‚"

Pertanyaan yang Sering Ditanyakan

Is my financial data secure?
Ya, sangat aman. Casflo menggunakan enkripsi tingkat bank untuk melindungi data Anda. Kami tidak pernah meminta password atau PIN bank Anda, dan aplikasi ini tidak terhubung langsung untuk menarik dana dari rekening Anda.
Apakah Casflo bisa sync otomatis dengan rekening bank saya?
Saat ini tidak. Kami merancang Casflo sebagai alat pencatatan manual dan berbasis AI (foto struk) untuk memastikan kontrol penuh dan privasi maksimal ada di tangan Anda, tanpa perlu menautkan kredensial bank.
Apa perbedaan STARTER dan PRO?
STARTER memberikan Anda akses ke fitur pencatatan inti, multi-dompet, dan budgeting dasar. PRO membuka fitur tingkat lanjut seperti AI Financial Advisor, pemindai struk otomatis, pelacakan target (Goals), dan laporan analitik yang lebih komprehensif.
Gimana cara bayarnya?
Kami menerima berbagai metode pembayaran termasuk GoPay, OVO, Dana, ShopeePay, Virtual Account semua bank besar di Indonesia, hingga Kartu Kredit/Debit.
Apakah ada perpanjangan otomatis?
Ya, untuk memastikan Anda tidak kehilangan akses ke fitur premium, langganan akan diperpanjang secara otomatis setiap year. Namun, Anda dapat membatalkannya kapan saja melalui pengaturan aplikasi.
Bisa dipakai di HP dan laptop sekaligus?
Tentu bisa! Casflo adalah aplikasi lintas platform. Anda dapat mengakses akun yang sama melalui browser laptop maupun aplikasi di HP Anda. Data akan tersinkronisasi secara otomatis.

Dirimu di masa depan akan berterima kasih ke kamu hari ini.

Mulai dari Rp 99.000/year โ€” kalau dihitung perhari cuma 271 rupiah!

Mulai atur keuangan →